CPP
Active member
Confucius say a person will not survive retirement if your married and without harmony .
Easing Into Retirement
- Thread starter BobM
- Start date
Confucius say a person will not survive retirement if your married and without harmony .
Mark - this is a great post - especially the part about drinking. I play golf with some retired guys - including a guy we call "drunk Wayne". He's retired and usually sloshed by 11am or sooner - every day. There's been more than once we've had to put him in a cab and send him home.
Having things to do that you feel passion for - is also great advice. Idle minds are not good. Maybe, just maybe, you can find a way to make a little spending money too. My neighbor was a big wig VP at 3M, and now retired, he's turned his love for cooking into a little catering business. I've never seen him so happy.
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veindoc
Member
Mike you may have given me an idea. Just a thought but not necessarily a true retirement business model yet. "Drunk Wayne's Taxi Service"
For seniors who can't safely hold their booze anymore but still want to imbibe. First locations certainly could be Miami or Palm Springs. Of course Senior discount would b part of beating the competition.
Nick at
For seniors who can't safely hold their booze anymore but still want to imbibe. First locations certainly could be Miami or Palm Springs. Of course Senior discount would b part of beating the competition.
Nick at
BlueFox
New member
I turn 65 in September, and plan on working until at least 70 to max out SS payments, along with recovering all the money I spent on stereo gear the last few years. I always joke that I can't retire now since I would turn into an alcoholic.
One thing I will need to buy when I retire are some good class D amps, since even with solar, the electric bill will kill me if I have the Pass amps on all day and into the night.
One thing I will need to buy when I retire are some good class D amps, since even with solar, the electric bill will kill me if I have the Pass amps on all day and into the night.
Living in Florida, I would say 1pm or 2pm is the most dangerous time on the road. We are moderately safe in off-season - but I have to tell you, during season, you need bumper cars. The old people are always going down the street the wrong way. Just this year, not one, but TWO old ladies with Mass. license plates were barrelling down University Parkway going the wrong way. I had no where I could go because of the high curbs. They stayed in my LEFT lane and I went to the far right and narrowly missed a major accident. It wouldn't have been so bad if they weren't also SPEEDING going down the wrong way. I mean - 60+ in a 35!
We also have quite a few round-abouts in Florida now. Talk about a way to confuse some of the old ladies! Geez. They haven't a clue how a round-about works. I wonder what brainiac in Tallahassee came up with that one?
Mike
CPP
Active member
Hold on Big Fellow, 1pm or 2pm, you need to travel east a little and a little more south.. Stay OUT OF ORLANDO and off of I-4, 528, east-west expressway, hwy 50 and 436 it never ever stops if you hate moving parking lots and lets add south Fla I'm talking about I-95 south from West Palm south all the way south to the mix. Now where I live, it is do not drive into town around lunch time, other than that not bad at all. Oh 28 miles south is Daytona and stay away around the time of bike week hits unless you like to ride your Harley then it's a blast. 50 plus years in this state and it can be interesting.
veindoc
Member
Took away my moms car after she hit 2 stationary mailboxes. They, not her I assume had right of way
Nick
Nick
Katoomer
New member
I'm a bit different from most in this thread in that I'm 55 but my kids are 14 & 11. Have my own business that does well but also allows me to be home before the kids get home from school. Take 8 wks holidays a year. I can't see myself retiring for a long time.
I very much enjoy going to work and I'm grooming someone to run the operation in the future. Just remember not to leave all your leisure until you retire. My father worked hard all his life and retired at 65. 3 months later he suffered a massive stroke and his retirement plans were over.
I very much enjoy going to work and I'm grooming someone to run the operation in the future. Just remember not to leave all your leisure until you retire. My father worked hard all his life and retired at 65. 3 months later he suffered a massive stroke and his retirement plans were over.
veindoc
Member
Not too early and not too late. But if u love what u do and I do I hope to work ten more years and hopefully bring on a partner the final 3-5 years to buy me out. Hopefully it works out. I do agree don't wait to enjoy life only after most of it had past u bye
Nick
Nick
CPP
Active member
I lost my father who was 41 when he passed away. I have pretty much lived my life to the fullest since then and within my means as who knows what tomorrow brings. Enjoy family and enjoy the things you hold most dear.
this is a great thread!!!! very informative. im in my mid 40's and hate my job, and hated my old job and the one before that.lol. most of my life i spent living paycheck to paycheck, but traveling and living all over the country. so it was fun, spent years in maui as a beach bum, years in salt lake as a ski bum, being a chef and have experience in most trades i can pretty much go anywhere and find work. but now that i need to get serious and decide what to do for the rest of my life it is very tough.
my retirement plan as of now. is buy 50-100 acres in maine and get the hell out of this over crowded and money sucking state of n.j. woodwork, flyfishing(and ice fishing), hunting, chopping wood, working on cars, growing alot of my own food, and shoveling snow. is, i think my perfect way to spend my last 30 years. the stereo is my first step, cause good music is part of my retirement. thanks for all you tips in this thread.
my retirement plan as of now. is buy 50-100 acres in maine and get the hell out of this over crowded and money sucking state of n.j. woodwork, flyfishing(and ice fishing), hunting, chopping wood, working on cars, growing alot of my own food, and shoveling snow. is, i think my perfect way to spend my last 30 years. the stereo is my first step, cause good music is part of my retirement. thanks for all you tips in this thread.
Lefisc
New member
When I retired at age 55 my friends would ask, “How do you keep busy?” My response was
“I don’t have to keep busy I just need to be occupied.”
By the way, I too live on Long Island.
I had actually worked for 45 years. I not only work my way through college but also through high school and even elementary school. So it was with great pride that I earned my retirement. All my life I had wanted and saved for two things: first I always wanted a house which I now have and I wanted to buy a good retirement. This is America, and whether we like to admit it or not, so much of our lives are governed by money. I really like where I live on Long Island. I am near the shore, the beaches and the parks. And yes New York it’s ridiculously expensive. But my family and friends are here and I would find it difficult to move. Also, I have modeled my house so perfectly I hate to leave it.
I had saved and put money into retirement accounts ever since I can remember. But when I was 55 I realized I was making more money off my investments that I was from working. I didn’t want to retire like many of my relatives had. While they told you they had the same standard of living they used to have they didn’t. 20 years after they retire they had the same car, TV, carpeting, furniture and clothes. I wanted to retire and keep the same standard of living that I had worked so hard to get.
I love it. There are no alarm clocks in my house anymore and I have no business suits. I get up when I want and I can even go back to bed. I loved looking out of the Windows this winter and seeing snow and ice and cold and know that I did not have to go out in it. I even turned on the traffic reports that would not affect me.
I love shopping in stores when they are empty and finding nearby parking spots. I love driving when there’s no traffic and eating lunch out at 11:30 when the restaurant is in crowded.
I love catching a movie on the day it came out. And catching it in the afternoon when no one’s around. I love turning on the TV to watch a day baseball game. Orwatching one of the movies that Bob recommended.
Truthfully I know many people who get their identity from work and really needed to keep their self-esteem. I never had that. I never had a morning where I wanted to go to work. And I haven’t had a day since I left where I felt I wanted to go back.
“I don’t have to keep busy I just need to be occupied.”
By the way, I too live on Long Island.
I had actually worked for 45 years. I not only work my way through college but also through high school and even elementary school. So it was with great pride that I earned my retirement. All my life I had wanted and saved for two things: first I always wanted a house which I now have and I wanted to buy a good retirement. This is America, and whether we like to admit it or not, so much of our lives are governed by money. I really like where I live on Long Island. I am near the shore, the beaches and the parks. And yes New York it’s ridiculously expensive. But my family and friends are here and I would find it difficult to move. Also, I have modeled my house so perfectly I hate to leave it.
I had saved and put money into retirement accounts ever since I can remember. But when I was 55 I realized I was making more money off my investments that I was from working. I didn’t want to retire like many of my relatives had. While they told you they had the same standard of living they used to have they didn’t. 20 years after they retire they had the same car, TV, carpeting, furniture and clothes. I wanted to retire and keep the same standard of living that I had worked so hard to get.
I love it. There are no alarm clocks in my house anymore and I have no business suits. I get up when I want and I can even go back to bed. I loved looking out of the Windows this winter and seeing snow and ice and cold and know that I did not have to go out in it. I even turned on the traffic reports that would not affect me.
I love shopping in stores when they are empty and finding nearby parking spots. I love driving when there’s no traffic and eating lunch out at 11:30 when the restaurant is in crowded.
I love catching a movie on the day it came out. And catching it in the afternoon when no one’s around. I love turning on the TV to watch a day baseball game. Orwatching one of the movies that Bob recommended.
Truthfully I know many people who get their identity from work and really needed to keep their self-esteem. I never had that. I never had a morning where I wanted to go to work. And I haven’t had a day since I left where I felt I wanted to go back.
What a great story! Gives many people something to strive for. Thanks for sharing.
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Lefisc
New member
Mike, thanks very much I appreciate it.
Just one more point: I don’t come from a world where people have inherited a lot of money or have won a lottery.
I live in a world where people worked, teachers, principals, custodians, dentists, doctors, secretaries, storekeepers and salespeople. They, we, earned our retirement.
Even on TV, I still see references that a pension is somehow a gift from the employer, not something that was actually deducted from a worker’s compensation and placed in a special account. On a recent TV show, the “drama” was whether a school district would give a worker a pension that he had worked 30 years for. You see, the trustees had to like you for you to get the pension. (And who would keep the money if he didn‘t get it?)
But on the show, and in real life, some people act as if the pension was a bonus, a gift.
Part of the reason I feel good about my retirement is that I did sacrifice things when I was younger and it is paying off now and I am a burden to no one. Well, not a financial burden anyway! So when I hear people say I'm lucky or something like that, I just remind them that I worked for everything I got.
Just one more point: I don’t come from a world where people have inherited a lot of money or have won a lottery.
I live in a world where people worked, teachers, principals, custodians, dentists, doctors, secretaries, storekeepers and salespeople. They, we, earned our retirement.
Even on TV, I still see references that a pension is somehow a gift from the employer, not something that was actually deducted from a worker’s compensation and placed in a special account. On a recent TV show, the “drama” was whether a school district would give a worker a pension that he had worked 30 years for. You see, the trustees had to like you for you to get the pension. (And who would keep the money if he didn‘t get it?)
But on the show, and in real life, some people act as if the pension was a bonus, a gift.
Part of the reason I feel good about my retirement is that I did sacrifice things when I was younger and it is paying off now and I am a burden to no one. Well, not a financial burden anyway! So when I hear people say I'm lucky or something like that, I just remind them that I worked for everything I got.
Same here Barry. My Dad worked for the cable company and my Mom was a teacher. They couldn't afford to put me through university on their own, so I got a job picking up trash for Bramalea Limited (a real estate company that owned dozens of apartment buildings).
Bag, broom and two young legs, I trolled the grounds of all their buildings for trash. Minimum wage.
After graduating with two degrees, I had a couple of jobs and then finally did what I always wanted to do - work for myself. I started my company with less than $1000. The only asset I had (aside from an old Dodge car) was my computer. I sold it to my Dad for $1000 and then borrowed it back.
I worked morning, noon and night. I battled constant negativity and whispering from family to my wife. "What is he doing? Why did he quit a perfectly good job?"
Three years later, my company was one of Canada's Hottest Start-Up's (Profit Magazine). Two years after that - one of Canada's fastest growing companies (Profit Magazine). 17 years later I own 5 companies and as they say....the rest is history.
One day, not soon, but one day, I will put the for sale sign up on the lawn of the companies and be done.
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Bag, broom and two young legs, I trolled the grounds of all their buildings for trash. Minimum wage.
After graduating with two degrees, I had a couple of jobs and then finally did what I always wanted to do - work for myself. I started my company with less than $1000. The only asset I had (aside from an old Dodge car) was my computer. I sold it to my Dad for $1000 and then borrowed it back.
I worked morning, noon and night. I battled constant negativity and whispering from family to my wife. "What is he doing? Why did he quit a perfectly good job?"
Three years later, my company was one of Canada's Hottest Start-Up's (Profit Magazine). Two years after that - one of Canada's fastest growing companies (Profit Magazine). 17 years later I own 5 companies and as they say....the rest is history.
One day, not soon, but one day, I will put the for sale sign up on the lawn of the companies and be done.
Sent from my iPhone using Tapatalk
Katoomer
New member
Bend is my favourite place to visit. We spend at least 3 weeks out of the year dirt biking at East Fort Rock about 20 mins east of Bend.
beautiful country, great riding area and Bend is a wonderful town
BobM
New member
- Thread Author
- #80
Hey, we should get together at some point and share some tunes!
Here's why LI just isn't going to cut it for me in retirement, aside from the high cost of living ... the traffic.
We just came back from Penn State last night after my daughter's freshman orientation. It took 2.5 hours to get across the George Washington bridge because of flooding on the Cross Bronx expressway. OK, this is unusual, but it always takes 1/2 hour - 45 mins during any kind of normal crossing time, unless it is early morning on a weekend. When I feel trapped here and in need of some country air the thought of crossing the bridges and getting there stops me from being spontaneous and just going for it. I really don;t want to end up like some of my elderly neighbors who just walk around the neighborhood every day because they don;t want to be on the roads.