Easing Into Retirement

Again, nice and philosophical Bob, but I think most of us here talking about retirement are talking about having enough funds to retire comfortably, which means not running out of money before just plain running out (of heartbeats). Nobody wants to end up being spoon fed and having their ass wiped in some nursing home by someone who could give a shit about you. And, if you're married, that means also planning for and having consideration of your wife. I think for most of us that also means not becoming a burden on society in our later years. I don't know about you, but I for one am sure not going to be counting on some "social safety net" to provide for me in my old-age.

I want to be able to afford to continue with my anti-aging BHRT protocols, and stay youthful as long as possible, and have the $$ to still enjoy life. Food costs up up up, fuel costs up up up, taxes up up up. Just enough to get by probably isn't. I'd prefer not to leave it to chance, and just getting by, well, I did that in my youth. It wasn't all that fun.

And having met BobM at our Rhapsody get together a few weeks back, I imagine he also wants to have a wine budget! He might have to work a few more years to plan for that! :D
 
Bob, you just worry too much about money; you'll never retired happy if you cannot set yourself free from all material and conventional doctrines imposed upon you by a society in deep peril.

Have a cold beer in the shade while listening to a good tune. It's only few peanuts, and you can do that easily every day till you die.
 
I think Bob V. is just being realistic, planning for his family and himself.
 
Oh yeah, the way I figured it out with half million in savings and with an interest of ... and after taxes, and two trips a year around the world with my wife and kids, then with my pension plan, and a life insurance of ..., plus the house paid off, ...blah-blah-blah, I can easily retired by the time I reached 33. :) ...And college funds for my two daughters and son fully paid off.
...University is their responsibility, not mine.

But no, I decided to work till age 75, because I'm happy and it's good for the living. Then I'll travel the world; if I'm still capable of, in my wheel chair, or with my viagra pills.

Time for retirement is of no importance, only life is important, now today.
 
Jack said:
Joe it appears that it is just whatever happens, happens just sit back and relax.
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Jack,

I guess you are correct. No point in taking care of yourself, family or loved ones. Just let life happen and roll with the consequences.
 
Yup, that would be wonderful.

NorthStar said:
Oh yeah, the way I figured it out with half million in savings and with an interest of ... and after taxes, and two trips a year around the world with my wife and kids, then with my pension plan, and a life insurance of ..., plus the house paid off, ...blah-blah-blah, I can easily retired by the time I reached 33. :)
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Bob

I am already retired. I worked my ass off for almost 35 years and retired at 51. My wife and I, also retired, are more than comfortable with our pensions and savings. When SS kicks in we will have even more to "play" with. Growing up the oldest of a large family I learned about frugality and still operate that way now in most things even though I don't have to. I sit back and look at younger siblings who don't think that way and wonder how things will be for them. I operate my own small business out of my home office and make what I want, depending on how many clients I want to solicit. For the most part this makes up my yearly audio budget of generally used gear. In the past six month I have purchased the first "new' components in almost a decade.
 
Bob

As to ""your apology", I walked away from that thread and never looked back. Don't know what you did or didn't do.
 
Bobvin said:
And having met BobM at our Rhapsody get together a few weeks back, I imagine he also wants to have a wine budget! He might have to work a few more years to plan for that! :D
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Oh crap. Now I've got to add another 2 years working to my retirement plan. Damn, I hate it when truth rears its ugly head.
 
Well done Jack!

Now if only I could get off the gear merry-go-round, I'll be okay.
 
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