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September 1, 2023, 09:25 AM #1Member
- Join Date
- Aug 2023
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- United States
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- 38
Extra insurance for audiophile gear?
I am starting to get a good collection of audio gear in my home. Question, please, is there a special home insurance that I need to buy just for the stereo equipment? I already have the usual home insurance along with protection for burglary. But I was not sure if other audiophiles took extra policies for the stereo equipment?
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September 1, 2023, 01:12 PM #2Senior Member
- Join Date
- May 2013
- Location
- Bucks County PA
- Posts
- 3,704
Re: Extra insurance for audiophile gear?
Depends on your existing policy. Otherwise it is called Scheduled Property Rider
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Brian
Main System - Rotel RCD-1572 / Rega P3 > Luxman 505UX Mark II > Fyne Audio F502SPs > Synergistic Cables
Secondary - OPPO 93 > VAC CLA 1 MKII Pre > Odyssey Stratos > Dynaudio Audience 82s > Tara Labs Cables
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September 1, 2023, 01:23 PM #3Senior Member
- Join Date
- Dec 2013
- Location
- Naples, FL
- Posts
- 615
Re: Extra insurance for audiophile gear?
It is policy dependent and can differ with insurance companies. In Florida it is increasingly hard to get any type of homeowners coverage due to hurricane frequency!
My insurer had the option for additional contents coverage without an additional property rider. Depending on the amount you wish to ensure and your current carrier it may be necessary to have a separate policy for additional coverage.Buddy
Boulder 1160 Amp, 1110 Pre-Amp
Audio Research Ref. 3 Phono-Pre
Vivid Audio Giya G2S2 Speakers
MSB Reference DAC
Innuos Statement w/Next. Gen. PS
B & W DB1D Subwoofer X2
Audioquest Niagara 5000 Power Conditioner
Kronos Pro Turntable w/Kronoscope RS tonearm + SCPS-1 PS + MSL Platinum Cart.
VPI HW-40 Turntable w/ Lyra Etna cartridge
Jay's Audio CDT3-MK3 CD Transport
Schiit Mjolnir 2 HPA + Audeze LCD X headphones
Adona Equipment Rack and Amp Stands
Furutech Outlets and Plates + NCF Booster
Shunyata Cables
Synergistic Research Galileo SX Ground Block, FEQ 4, Ethernet Switch UEF, Black Box + Room Acoustic treatments
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September 1, 2023, 02:04 PM #4Senior Member
- Join Date
- Oct 2019
- Location
- The Netherlands
- Posts
- 260
Re: Extra insurance for audiophile gear?
In Holland it is easy: you simply have to increase your max return of all your things in house, for a higher monthly cost. If you have expensive audio, you have to higher your insurance.
Nature disasters, if the dikes break for instance, are excluded, because in that case the insurance company is bankrupt.
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September 2, 2023, 12:48 AM #5Junior Member
- Join Date
- Mar 2023
- Location
- The tube Lair
- Posts
- 24
Re: Extra insurance for audiophile gear?
Two words.
State Farm. (No affiliation)
Tom~ In search of accurate reproduction of music. Real sound is my reference and while perfection may not be attainable? If I chase it, I might just catch excellence. ~
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September 2, 2023, 01:05 AM #6Senior Member
- Join Date
- Aug 2023
- Location
- NC
- Posts
- 108
Re: Extra insurance for audiophile gear?
CHUBB Insurance is highly recommended for valuables/audiophile equipment.
Best to all,
BobAmps: VAC 450iQ Monos/HRS M3X2-1921's, G7 Footers/G-Links/Conecoasters.
Preamp: VAC Master Preamplifier
Digital: dCS Vivaldi (APEX DAC, UpSampler +, Clock & Rossini Transport.
Analogue Preamp: VAC Renaissance SE Phono w/XLR Output option/Nordost Tyr 2 XLR's.
Analogue Sources: SME 20/2 w/V arm/Valhalla TA cable/Palo Santos Presentation Cartridge/Akai GX-400D Reel-to-Reel w/relapped heads by JRF Magnetic Sciences. Akai RC-17 cabled remote.
Vibration Control: TT on HRS M3X2-1921.
Speakers: Wilson Audio Alexia w/Acoustic Diodes.
Power Cables: 5 Nordost Odin Supreme Reference on amps/preamp/DAC/Transport. Ansuz C2 on Clock.
Power Distribution: Shunyata 8000 w/Omega XC.
Power Outlets: 2 Furutech GTX-D NCF (R) 20A duplex outlets.
Speaker Cables: Nordost Odin Supreme Reference/Sort Lifts.
Signal Cables: Nordost Odin XLR's on dCS Vivaldi DAC & amps. Nordost Odin 2's, 110-ohm AES/EBU on dCS gear.
Clock Cables: 3 each 75 ohm 1.25M Nordost Valhalla BNC/BNC Digital
RCM: Audio Desk PRO
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AudioShark - The Best High End Audio Discussion forum.
AudioShark forum is a leading forum site for High End Audio Discussion, Stereo System Discussion, Home Theater System Discussion, Best Home Stereo System Discussion, Home Theater Installation Discussion etc.
The AudioShark forum was created for sharing the passion of high-end Audio. We have Audiophiles from all over the world participating and sharing their knowledge. From novice to experts, you will find a friendly environment for discussing about High End Audio, Stereo System, Home Theater System, Home Stereo System, Home Theater Installation, Amplifiers, Speakers, Subwoofers, Integrated System, Acoustic treatments & Digital Room Corrections and many more.
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Industry Participation Disclosure : The owner and administrator of Audioshark is the owner of Suncoast Audio LLC in Sarasota Florida. Suncoast Audio has a full brick and mortar presence in Sarasota with several great show rooms with many world class brands. More information can be found at http://www.suncoastaudio.com
Audioshark is a community of like minded individuals. Audioshark welcomes participation from all manufacturers and owners of all brands and products. It is our belief that online forums provide a community of like minded audiophiles and music lovers to encourage the growth of this wonderful hobby.
Sincerely,
The Audioshark.org Team
AudioShark forum is a leading forum site for High End Audio Discussion, Stereo System Discussion, Home Theater System Discussion, Best Home Stereo System Discussion, Home Theater Installation Discussion etc.
The AudioShark forum was created for sharing the passion of high-end Audio. We have Audiophiles from all over the world participating and sharing their knowledge. From novice to experts, you will find a friendly environment for discussing about High End Audio, Stereo System, Home Theater System, Home Stereo System, Home Theater Installation, Amplifiers, Speakers, Subwoofers, Integrated System, Acoustic treatments & Digital Room Corrections and many more.
At AudioShark, we also have incorporated an exciting Marketplace where members can peruse terrific buys on used gear, as well as meet dealers and discuss the purchase of new gear.
We are as crazy about this hobby as you are! So come on in and join us! Audioshark.org the Friendliest Audio Forum!
Industry Participation Disclosure : The owner and administrator of Audioshark is the owner of Suncoast Audio LLC in Sarasota Florida. Suncoast Audio has a full brick and mortar presence in Sarasota with several great show rooms with many world class brands. More information can be found at http://www.suncoastaudio.com
Audioshark is a community of like minded individuals. Audioshark welcomes participation from all manufacturers and owners of all brands and products. It is our belief that online forums provide a community of like minded audiophiles and music lovers to encourage the growth of this wonderful hobby.
Sincerely,
The Audioshark.org Team
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