Welcome to the AudioShark Forums.
Results 1 to 23 of 23
  1. #1
    Senior Member
    Join Date
    Apr 2013
    Location
    PA
    Posts
    270

    Buying audio gear

    I haven't used PayPal in over 10 years, can someone help me out and explain paying an individual person using a visa credit card. If I want to pay the PayPal fees and not the individual seller.

    If something I want to buy cost $30,000 from an individual do I send them additional 3% ($900) meaning $30,900 using a credit card.

    I know when I use a bank account I have to add the extra 3% to a person. I'm guessing you can't use friends and family with a credit card so you don't have to pay the fees.
    .

  2. #2
    Audioshark
    Join Date
    Apr 2013
    Location
    Sarasota, FL
    Posts
    25,893

    Re: Buying audio gear

    Correct. CC fees are also much higher - approaching 5% in some cases, depends on the merchants volume and a number of other factors.


    Sent from my iPhone using Tapatalk Pro
    My Systems: http://www.audioshark.org/showthread...481#post158481

    "We can hear everything we measure, but we can't measure everything we hear. Let your ears be your guide."

    Dealer for: Aqua Hi-Fi, Audio Research, Aurender, AudioQuest Cables & Power Products, Avantgarde Acoustics, Avid HiFi, Ayre Acoustics, Berkeley Audio Design, Boulder Amplifiers, Bowers & Wilkins (B&W), Bryston, Chord, EMM Labs, FirstWatt, Focal Headphones, Furutech, Fyne Audio Loudspeakers, GigaFoil, Gryphon Audio, Harbeth Loudspeakers, Hegel, HiFi Man, ISO Acoustics, Keces Power Supplies, Kuzma Turntables, Lumin, Luxman, Magico Loudspeakers, MBL Speakers & Electronics, MSB Technologies, MySonicLabs Phono Cartridges, Naim Audio, Ortofon, Pass Labs, Quadraspire, Shunyata Research, SimAudio, Stein Music Products, Stenheim Loudspeakers, Stillpoints, T+A Electronics, TechDAS/AirForce Turntables, VAC, Vicoustics, Viva Audio, VPI Industries, WireWorld Cables.

    https://suncoastaudio.com/
    Phone: 941-932-0282
    Facebook: https://www.facebook.com/Suncoast-Au...1105178279194/

  3. #3
    Junior Member
    Join Date
    Sep 2019
    Location
    Lake Mary
    Posts
    8

    Re: Buying audio gear

    I would do a band transfer, unless you need PayPals buyers protection


    Sent from my iPhone using Tapatalk

  4. #4
    Senior Member
    Join Date
    Nov 2018
    Location
    Auburn, Washington USA
    Posts
    273

    Re: Buying audio gear

    My bank has ďZelleĒ that transfers funds almost instantly. But, they have a limit on much you can transfer in a one months time period. I think something like $4000.00 a month. But, quick and no fees. Something to consider.
    Speakers: Magico A3 with grills, Gaia II
    Integrated: Gryphon Diablo 300 plus DAC
    Subs: SVS1000 (2)-CD/DVD: Oppo 205 Streamer: Lumin T2
    Roon Core: sonicTransporter i7 powered with HDPlex 200w linear PS, running Tital and Quobuz with iPad Pro

  5. #5

    Re: Buying audio gear

    Quote Originally Posted by johnthomas View Post
    I haven't used PayPal in over 10 years, can someone help me out and explain paying an individual person using a visa credit card. If I want to pay the PayPal fees and not the individual seller.

    If something I want to buy cost $30,000 from an individual do I send them additional 3% ($900) meaning $30,900 using a credit card.

    I know when I use a bank account I have to add the extra 3% to a person. I'm guessing you can't use friends and family with a credit card so you don't have to pay the fees.
    As I understand it, you have to pay PayPal the fees. PayPal will take the fees from your account and pay the $30k to the individual seller.

    The seller gets $30k and PayPal gets the $30k plus fees from you. In other words, YOU pay the fees. However, you might get some credit card benefits when you do that, but I am not sure.

  6. #6
    Senior Member
    Join Date
    Oct 2014
    Location
    Oregon
    Posts
    181

    Re: Buying audio gear

    Look into doing a escrow service for this.
    Main System: Analog - Linn LP12, Origin Live DC motor and Controller, SME V arm, Benz Ruby H 2 cartridge, Wright Sound preamp. Digital - Intel NUC I-7, 16 gig ram, Jriver media center 24, Wyrd4 Sound 2V2 SE Dac, Fathom Hard Drives.
    H-Cat Version 9 preamp, ARC Reference 75 amp, Custom line source speakers - 10 SB Acoustics midwoofers, 10 Fountek ribbon tweeters. JL Audio Fathom f112 Subs
    Wire - T G Audio, Siltech, Audioquest, Teo, Lewis silver foil.

  7. #7

    Buying audio gear

    Quote Originally Posted by johnthomas View Post
    I haven't used PayPal in over 10 years, can someone help me out and explain paying an individual person using a visa credit card. If I want to pay the PayPal fees and not the individual seller.

    If something I want to buy cost $30,000 from an individual do I send them additional 3% ($900) meaning $30,900 using a credit card.

    I know when I use a bank account I have to add the extra 3% to a person. I'm guessing you can't use friends and family with a credit card so you don't have to pay the fees.
    You may want to look at TransferWise. Itís an app that allows you to wire funds at a potentially lower cost than other options especially if it involves foreign currency rate exchanges.


    Sent from my iPhone using Tapatalk
    Rockport Lyra speakers; Gryphon Mephisto mono amps; VAC Statement 450 iQ mono amps; four box CH Precision L1/X1 pre/power supply monos; CH precision P1/X1 phono/power supply; Pacific Microsonics Model 2 DAC; TotalDac d1-12 MkII DAC; Kodo The Beat Turnatable with LT Schroder magnesium tonearm and Lyra Atlas cart; Sound Galleries EVO Music Server; Kalista Dreamplayer CD Transport; Taiko Audio Daiza Platforms; Nordost Odin2 Power Cords and Analog ICs; Nordost Valhalla2 Digital ICs; 512 Engineering/Tim Marutani Balanced Transformers (30 amp for sources; 50 amp for amps); Rives designed dedicated room.

  8. #8
    Member
    Join Date
    May 2017
    Location
    Ohio, USA
    Posts
    55

    Re: Buying audio gear

    When I want to transfer money to another individual using PayPal, if the source funds come from a linked checking account, there is no fee. If I want to transfer the same money to another individual using a credit card, fees are involved. I've sent money to individuals several times, fee free, using my linked checking account. I do not know if there is a limit to those transfers, however.
    Pass Labs XP-10, Pass Labs X250.8, OPPO UDP-205, Auralic Aries G1, Bryston BDA-3, Janszen zA1.1, SVS SB13-Ultra, Audioquest cabling, Panamax power conditioner

  9. #9
    Senior Member
    Join Date
    Mar 2014
    Location
    Palm Coast, FL 'The Hammock'
    Posts
    3,972

    Re: Buying audio gear

    I've been using Paypal for a long time to purchase or sends monies . No issues. some FYI Credit Card Fees, Send Money Fees & Other Charges - PayPal US
    Chris

    (2 Chl): Pass xa30.5, W4S STP-SE Lumin D1, VPI Classic 1, Manley Chinook, Dynavector DV20x2L.exaSound e32 mk11, Marantz SA11S2. ( computer) Win7, Synology DS413 NAS ,Vincent SP-331MKII , Quicksilver LS,Vapor Audio Breeze, Rythmik F12se. Cables: Acoustic Zen, DL Labs, Blue Jean.. ,Bryston BCD-1,Timbernation Rack,

  10. #10

    Re: Buying audio gear

    Quote Originally Posted by CPP View Post
    I've been using Paypal for a long time to purchase or sends monies . No issues. some FYI Credit Card Fees, Send Money Fees & Other Charges - PayPal US

    PayPal certainly protects the buyer but much less so theseller. If the buyer claims there's afault (even damage in transit), PayPal can and does claim the entiretransaction value back from the seller's account. The seller has to justify his claim that thegoods were in the condition he stated in the ad. If he doesn’t satisfy the buyer to agree withthe seller’s proposals to remedy the problem, the transaction value is returnedto the buyer and THE BUYER CAN KEEP THE ITEM!

    This is very worrying as it can only be resolved with theco-operation of the buyer, who may in fact be taking advantage of PayPalconditions.

    I’ve experienced just this problem when sending an amplifierby DHL (booked through Parcel2Go) but it had been dropped at some time and abig capacitor had been ripped from its PCB. I had it fully insured through Parcel2Go, but after the event, theystate that electronics are not covered. They agreed to refund my insurance premium, but of course I couldn’tclaim from DHL - no insurance with them, no contract with them.

    In the end the honest buyer agreed to accept from me 50% ofthe repair cost. Only when the buyer agreedto drop his PayPal claim did I get back the transaction value.

    Sellers must trust buyers if using PayPal – it’s not an evenplaying field!
    Sources - NAD M50.2 (streamer, CD player, CD ripper, hard drive music store)
    Amplification - NAD M32, NAD M12, Accuphase A36, Consonance Cyber 845, GamuT D200 Mk III
    Speakers - Avantgarde Duo (2006 - aesthetically modified), Martin Logan Expression 13A (for sale), New Avantgarde Duo XDs on order

  11. #11
    Senior Member
    Join Date
    Mar 2014
    Location
    Palm Coast, FL 'The Hammock'
    Posts
    3,972

    Re: Buying audio gear

    Quote Originally Posted by Hear Here View Post
    PayPal certainly protects the buyer but much less so theseller. If the buyer claims there's afault (even damage in transit), PayPal can and does claim the entiretransaction value back from the seller's account. The seller has to justify his claim that thegoods were in the condition he stated in the ad. If he doesn’t satisfy the buyer to agree withthe seller’s proposals to remedy the problem, the transaction value is returnedto the buyer and THE BUYER CAN KEEP THE ITEM!

    This is very worrying as it can only be resolved with theco-operation of the buyer, who may in fact be taking advantage of PayPalconditions.

    I’ve experienced just this problem when sending an amplifierby DHL (booked through Parcel2Go) but it had been dropped at some time and abig capacitor had been ripped from its PCB. I had it fully insured through Parcel2Go, but after the event, theystate that electronics are not covered. They agreed to refund my insurance premium, but of course I couldn’tclaim from DHL - no insurance with them, no contract with them.

    In the end the honest buyer agreed to accept from me 50% ofthe repair cost. Only when the buyer agreedto drop his PayPal claim did I get back the transaction value.

    Sellers must trust buyers if using PayPal – it’s not an evenplaying field!
    "Sellers must trust buyers", pretty much applies to anything regardless of how an item is sold, Ebay, The Gon, paper add, sell mag, Facebook Market Place anything. A seller has got to support their product, but a buyer has the final word if the product is not in the condition noted.
    Chris

    (2 Chl): Pass xa30.5, W4S STP-SE Lumin D1, VPI Classic 1, Manley Chinook, Dynavector DV20x2L.exaSound e32 mk11, Marantz SA11S2. ( computer) Win7, Synology DS413 NAS ,Vincent SP-331MKII , Quicksilver LS,Vapor Audio Breeze, Rythmik F12se. Cables: Acoustic Zen, DL Labs, Blue Jean.. ,Bryston BCD-1,Timbernation Rack,

  12. #12

    Re: Buying audio gear

    Quote Originally Posted by CPP View Post
    "Sellers must trust buyers", pretty much applies to anything regardless of how an item is sold, Ebay, The Gon, paper add, sell mag, Facebook Market Place anything. A seller has got to support their product, but a buyer has the final word if the product is not in the condition noted.
    Chris

    When we buy or sell online through Ebay or other platformswhere the other party is an unknown and therefore not implicitly trusted, wetend to use PayPal instead of transfers or cheques through the post because weBELIEVE PayPal will protect us if things go wrong – rogue buyers, rogue sellers,scams in particular. My point is thatPayPal is much more protective of buyers than they are of sellers.

    I gave a first-hand example where I really had to try hardto get payment restored after a minor accident in transit. If the buyer had been minded to takeadvantage, or if I had not worked so determinedly to get the matter amicablyresolved with the buyer, the buyer may have not only got their money back, butalso got to keep the slightly damaged amplifier. Is that in any way fair?

    Your last sentence (a buyer has the final word if theproduct is not in the condition noted) is fair enough if the seller hasdishonestly described it, but otherwise not so. At worst (if the matter cannot be resolved between buyer and seller) theitem should surely be returned to the seller and the transactioncancelled. Not so with PayPal – the buyergets his money back AND CAN KEEP THE ITEM. What’s the fairness in that?

    PayPal charge a not insignificant fee for their services –they charge the seller not the buyer – so I’m simply saying that people shouldbe aware that using PayPal isn’t the level playing field we are led to believe.

    Peter
    Sources - NAD M50.2 (streamer, CD player, CD ripper, hard drive music store)
    Amplification - NAD M32, NAD M12, Accuphase A36, Consonance Cyber 845, GamuT D200 Mk III
    Speakers - Avantgarde Duo (2006 - aesthetically modified), Martin Logan Expression 13A (for sale), New Avantgarde Duo XDs on order

  13. #13
    Senior Member
    Join Date
    Mar 2014
    Location
    Palm Coast, FL 'The Hammock'
    Posts
    3,972

    Re: Buying audio gear

    Quote Originally Posted by Hear Here View Post
    Chris

    When we buy or sell online through Ebay or other platformswhere the other party is an unknown and therefore not implicitly trusted, wetend to use PayPal instead of transfers or cheques through the post because weBELIEVE PayPal will protect us if things go wrong – rogue buyers, rogue sellers,scams in particular. My point is thatPayPal is much more protective of buyers than they are of sellers.

    I gave a first-hand example where I really had to try hardto get payment restored after a minor accident in transit. If the buyer had been minded to takeadvantage, or if I had not worked so determinedly to get the matter amicablyresolved with the buyer, the buyer may have not only got their money back, butalso got to keep the slightly damaged amplifier. Is that in any way fair?

    Your last sentence (a buyer has the final word if theproduct is not in the condition noted) is fair enough if the seller hasdishonestly described it, but otherwise not so. At worst (if the matter cannot be resolved between buyer and seller) theitem should surely be returned to the seller and the transactioncancelled. Not so with PayPal – the buyergets his money back AND CAN KEEP THE ITEM. What’s the fairness in that?

    PayPal charge a not insignificant fee for their services –they charge the seller not the buyer – so I’m simply saying that people shouldbe aware that using PayPal isn’t the level playing field we are led to believe.

    Peter
    Well I guess since Paypal has been around, I have never had a "BAD" experience, I guess I'm lucky .Anyway, your comment:

    "(if the matter cannot be resolved between buyer and seller) the item should surely be returned to the seller and the transaction cancelled", I agree with that 100%.
    Chris

    (2 Chl): Pass xa30.5, W4S STP-SE Lumin D1, VPI Classic 1, Manley Chinook, Dynavector DV20x2L.exaSound e32 mk11, Marantz SA11S2. ( computer) Win7, Synology DS413 NAS ,Vincent SP-331MKII , Quicksilver LS,Vapor Audio Breeze, Rythmik F12se. Cables: Acoustic Zen, DL Labs, Blue Jean.. ,Bryston BCD-1,Timbernation Rack,

  14. #14
    Audioshark
    Join Date
    Apr 2013
    Location
    Sarasota, FL
    Posts
    25,893

    Re: Buying audio gear

    The buyer protection from PayPal is for legitimate buyers and sellers. The issue is not the legitimate buyers and sellers, itís those who routinely abuse the protection. When we sell used gear, we stopped allowing normal PayPal due to a laundry list of scammers. I would sooner not sell the used piece than have to go through the nightmares we experienced in the past.


    Sent from my iPhone using Tapatalk Pro
    My Systems: http://www.audioshark.org/showthread...481#post158481

    "We can hear everything we measure, but we can't measure everything we hear. Let your ears be your guide."

    Dealer for: Aqua Hi-Fi, Audio Research, Aurender, AudioQuest Cables & Power Products, Avantgarde Acoustics, Avid HiFi, Ayre Acoustics, Berkeley Audio Design, Boulder Amplifiers, Bowers & Wilkins (B&W), Bryston, Chord, EMM Labs, FirstWatt, Focal Headphones, Furutech, Fyne Audio Loudspeakers, GigaFoil, Gryphon Audio, Harbeth Loudspeakers, Hegel, HiFi Man, ISO Acoustics, Keces Power Supplies, Kuzma Turntables, Lumin, Luxman, Magico Loudspeakers, MBL Speakers & Electronics, MSB Technologies, MySonicLabs Phono Cartridges, Naim Audio, Ortofon, Pass Labs, Quadraspire, Shunyata Research, SimAudio, Stein Music Products, Stenheim Loudspeakers, Stillpoints, T+A Electronics, TechDAS/AirForce Turntables, VAC, Vicoustics, Viva Audio, VPI Industries, WireWorld Cables.

    https://suncoastaudio.com/
    Phone: 941-932-0282
    Facebook: https://www.facebook.com/Suncoast-Au...1105178279194/

  15. #15

    Re: Buying audio gear



    Chris - Yes, I too had been lucky until this happened. It’s only when a problem arises that yourealise that PayPal isn’t as fair in their modus operandi as you had thought. And I was lucky in having an honest and reasonablybuyer. It could have turned out muchworse for me as seller.

    Perhaps you may like to bear in mind the implications of the buyer being able to keep theitem and get all his money back. If youdon’t believe me, ask PayPal for detailed clarification of their adjudicationservices.





    Peter

    Sources - NAD M50.2 (streamer, CD player, CD ripper, hard drive music store)
    Amplification - NAD M32, NAD M12, Accuphase A36, Consonance Cyber 845, GamuT D200 Mk III
    Speakers - Avantgarde Duo (2006 - aesthetically modified), Martin Logan Expression 13A (for sale), New Avantgarde Duo XDs on order

  16. #16

    Re: Buying audio gear

    Quote Originally Posted by Mike View Post
    The buyer protection from PayPal is for legitimate buyers and sellers. The issue is not the legitimate buyers and seller, itís those who routinely abuse the protection. When we sell used gear, we stopped allowing normal PayPal due to a laundry list of scammers. I would sooner not sell the used piece than have to go through the nightmares we experienced in the past.


    Sent from my iPhone using Tapatalk Pro
    Mike Ė I think thatís right, but not only with scammers but also in the circumstances I describe when an honest sellers deals with an honest buyer but something happens (in my case a bit of damage in transit) that leads to a claim Ė and nightmare negotiations to get the matter resolved the FAIR WAY, rather than the EASY WAY that PayPal prefers of just voiding the transaction with no obligation on the buyer to return the goods.

    Peter
    Sources - NAD M50.2 (streamer, CD player, CD ripper, hard drive music store)
    Amplification - NAD M32, NAD M12, Accuphase A36, Consonance Cyber 845, GamuT D200 Mk III
    Speakers - Avantgarde Duo (2006 - aesthetically modified), Martin Logan Expression 13A (for sale), New Avantgarde Duo XDs on order

  17. #17
    Senior Member
    Join Date
    Mar 2014
    Location
    Palm Coast, FL 'The Hammock'
    Posts
    3,972

    Re: Buying audio gear

    Quote Originally Posted by Hear Here View Post

    Chris - Yes, I too had been lucky until this happened. Itís only when a problem arises that yourealise that PayPal isnít as fair in their modus operandi as you had thought. And I was lucky in having an honest and reasonablybuyer. It could have turned out muchworse for me as seller.

    Perhaps you may like to bear in mind the implications of the buyer being able to keep theitem and get all his money back. If youdonít believe me, ask PayPal for detailed clarification of their adjudicationservices.



    Peter

    Like I said, I've used paypal to handle transactions for a long time. I've been lucky, never had an issue. And I Never said I didn't believe you.
    Chris

    (2 Chl): Pass xa30.5, W4S STP-SE Lumin D1, VPI Classic 1, Manley Chinook, Dynavector DV20x2L.exaSound e32 mk11, Marantz SA11S2. ( computer) Win7, Synology DS413 NAS ,Vincent SP-331MKII , Quicksilver LS,Vapor Audio Breeze, Rythmik F12se. Cables: Acoustic Zen, DL Labs, Blue Jean.. ,Bryston BCD-1,Timbernation Rack,

  18. #18
    Senior Member
    Join Date
    Apr 2017
    Location
    Wesley Chapel, FL
    Posts
    388

    Re: Buying audio gear

    I closed my PayPal account earlier this year. I sold a piece of equipment to someone on the west coast for $5500.
    PayPal notified me that funds had been sent but it had been a few years since I had a sale that large. They notified me they were putting a hold on the funds until the purchaser agreed to release the payment.

    I contacted the buyer and said they confirmed the purchase. Somehow it triggered a second payment to my account. I immediately refused the payment and it showed that the buyer just needed to accept in funds back.

    At that point PayPal froze my account. I spoke with them and they said they could do nothing at that time. There would be a 3 week wait to see what happened with the buyer.

    I tried to make them understand the buyer had also contacted them to explain the issue was on their end but no change. They only released the funds 2 weeks after he received the equipment.

    You have no recourse if they decide you are not entitled to your money.
    Synology 1019D+ - SGC Sonictransporter I9 w Roon/HQ Player- UltraRendu- PBD Stream IF to Playback Designs MPS5 via fiber optic - ARC 40th Anniversary Pre - ARC 610 T's - Martin Logan CLX's - 4 Martin Logan Depth i Subs - Shunyata Hydra, IC's and PC's. Audio Quest Vodka CAT 7's. Acoustically treated room with one permanent chair.

  19. #19
    Junior Member
    Join Date
    Sep 2019
    Location
    Lake Mary
    Posts
    8

    Re: Buying audio gear

    That crap happened to me with 5k. Long time no user bs and all that
    Go over the persons head. They can see the trail and make it right, I did and it worked for me. Just drop words like the Department of Internet regulation or some bs and that should help puss the pen pusher to move you to the higher person that could help
    GL


    Sent from my iPhone using Tapatalk

  20. #20
    Junior Member
    Join Date
    May 2016
    Location
    Nottingham UK
    Posts
    19

    Re: Buying audio gear

    on other sites ,in england sooo many problems with paypal, buyer always -most of the time wins, beware selling , as they hold the money, and their word is final, send money via your own bank-building society, minimal fee ,

  21. #21

    Re: Buying audio gear

    PayPal certainly doesn't provide the protection they imply . Anyway , in the old days I used to get a flyer with listings of used audio equipment . If someone remembers the name of it please speak up . They would act as an escrow service to inspect the equipment and handle payment .

  22. #22
    Senior Member
    Join Date
    Aug 2013
    Location
    Chicago suburbs
    Posts
    1,443

    Re: Buying audio gear

    Quote Originally Posted by stereogeek View Post
    PayPal certainly doesn't provide the protection they imply . Anyway , in the old days I used to get a flyer with listings of used audio equipment . If someone remembers the name of it please speak up . They would act as an escrow service to inspect the equipment and handle payment .
    Are you thinking of Walt Bender's Audiomart? That goes back many years, but I don't remember the escrow part. Members of that newsletter were much more trustworthy than you'd find today.
    Walt Bender of Audiomart fame, RIP | Audiokarma Home Audio Stereo Discussion Forums

  23. #23

    Re: Buying audio gear

    Yes it was Audiomart . I bought a bunch of stuff from there . KEF , Aragon , Melos , VTL ....Ahh , the good old days .

AudioShark - The Best High End Audio Discussion forum.

AudioShark forum is a leading forum site for High End Audio Discussion, Stereo System Discussion, Home Theater System Discussion, Best Home Stereo System Discussion, Home Theater Installation Discussion etc.

The AudioShark forum was created for sharing the passion of high-end Audio. We have Audiophiles from all over the world participating and sharing their knowledge. From novice to experts, you will find a friendly environment for discussing about High End Audio, Stereo System, Home Theater System, Home Stereo System, Home Theater Installation, Amplifiers, Speakers, Subwoofers, Integrated System, Acoustic treatments & Digital Room Corrections and many more.

At AudioShark, we also have incorporated an exciting Marketplace where members can peruse terrific buys on used gear, as well as meet dealers and discuss the purchase of new gear.

We are as crazy about this hobby as you are! So come on in and join us! Audioshark.org the Friendliest Audio Forum!

Industry Participation Disclosure : The owner and administrator of Audioshark is the owner of Suncoast Audio LLC in Sarasota Florida. Suncoast Audio has a full brick and mortar presence in Sarasota with several great show rooms with many world class brands. More information can be found at http://www.suncoastaudio.com

Audioshark is a community of like minded individuals. Audioshark welcomes participation from all manufacturers and owners of all brands and products. It is our belief that online forums provide a community of like minded audiophiles and music lovers to encourage the growth of this wonderful hobby.

Sincerely,
The Audioshark.org Team

Buying audio gear

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •